PDIC doubles deposit insurance to P1M
Provided by Philippine Daily Inquirer.
MANILA, Philippines — The Philippine Deposit Insurance Corporation (PDIC) announced an expanded insurance coverage for bank deposits, doubling again the protection for depositors’ funds.
In a memorandum to all banks dated Feb. 27, the PDIC — which is mandated to protect depositors and their funds — hiked the maximum deposit insurance coverage (MDIC) to P1 million per depositor per bank. That was twice the previous MDIC of P500,000.
READ: PDIC paid P281.5-M in deposit insurance claims in 2024
The bigger MDIC will take effect on March 15.
The last time the MDIC increased was in 2009—doubling from P250,000 to P500,000—through an earlier amendment to the PDIC charter.
Under its amended charter that lapsed into law in 2022, PDIC can adjust the MDIC based on inflation and other relevant economic indicators without the need for a new law.
(2025/02/28-07:31)
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- 01/03 05:40 ‘Chinese’ drone retrieved from Masbate waters piques Navy
- 01/03 05:19 As PBA enters 50th year, will four-point shot stay?
- 01/03 02:14 SEC drafts rules on crypto services
- 01/03 02:12 DigiPlus secures Brazil license
- 01/02 10:56 Filipino scientists made concrete blocks with coffee grounds
- 01/02 05:38 OSG: Pogo asset seizures, birth records purge next
- 01/02 05:32 Northern Luzon at risk of more quakes
- 01/02 05:25 PH ambassador to Hungary is latest Marcos appointee
- 01/02 05:21 Ecozone eyed as naval base site in Mindanao
- 01/02 02:15 IMF asks BSP to disclose info on balance sheet strategy
- 01/02 02:10 1st round of PH-Chile FTA talks set for March
- 01/01 22:45 Marbil vows ’tech-driven, apolitical’ PNP in 2025
- 01/01 18:15 PH Ambassador Romualdez to attend Trump inauguration – Palace
- 01/01 05:39 Budget critics: Veto still left ‘pork’ intact
- 12/31 12:06 OCD gears up for another Mt. Kanlaon eruption
- 12/31 05:40 Vice, gore: A peek into the sinister world of Pogo traffickers
- 12/31 05:35 Panfilo Lacson to gov’t: Brace for legal challenge vs 2025 budget
- 12/31 02:08 An upper middle-income nation by 2025? What PH is bound to lose
- 12/31 02:02 Philippine telcos ramp up cybersecurity efforts
- 12/30 14:56 ‘Broken from start’, UniTeam sees complete collapse
- 12/30 13:07 Marcos pays tribute to late former US President Jimmy Carter
- 12/30 09:33 Marcos signs P6.3 trillion 2025 national budget, vetoes P194 billion
- 12/30 05:20 Filipino booters look to clinch a first-ever Asean Cup finals berth
- 12/30 02:30 PH home prices contract for first time in 3 years
- 12/30 02:28 PH attracts net ‘hot money’ inflow of $96.59M in Nov
- 12/24 21:09 Watch out for crypto scams this Christmas – CICC
- 12/22 05:50 BFAR plane tells Chinese Navy: ‘Review your chart!’
- 12/22 05:38 AFP trusts President Marcos, system, says Brawner
- 12/22 05:30 Marcos, VP Duterte ratings down as poll reflects inflation woes
- 12/22 02:22 Woke but confused: Holidays leave adulting Filipinos financially bipolar
- 12/20 10:37 6 power projects endorsed for operating permits
- 12/20 05:52 Marcos: Let DOJ handle House move vs Rodrigo Duterte
- 12/20 05:48 PNP partners with TikTok vs online scams, exploitation
- 12/20 05:42 SC fires judge involved in wife’s illegal deals
- 12/20 05:34 3rd impeach rap filed vs VP Duterte; Leni Robredo ally an endorser
- 12/20 05:04 Golf club members join legal battle in Camp John Hay
- 12/20 02:24 Balance of payments deficit grew to widest in over 2 years
- 12/19 16:06 Sovereignty, accountability, and hope: Key Philippine stories of 2024
- 12/19 13:47 Blueleaf ramps up Laguna floating solar deployment
- 12/19 09:39 PH bracing for foreign bond comeback in H1 2025
- 12/19 09:22 Vietnam learns lesson about China aggression – everyone’s a target
- 12/19 05:42 8,000 foreign Pogo workers still in PH with tourist visas, says BI
- 12/19 05:30 House tags Duterte, et al. for ‘crimes against humanity’
- 12/19 04:32 ‘Decarbonizing’ PH a race against time – but ‘we should do it properly’
- 12/19 02:28 Marcos-Duterte clash to hurt economy – Fitch
- 12/19 02:12 Holiday online shopping fraud ‘alarmingly high’ in PH
- 12/18 12:58 Neda Board approves issuance of EO on PH-Korea free trade deal
- 12/18 10:13 Blockchain Game Alliance Report shows organic Web3 gaming growth
- 12/18 09:34 DepEd budget expose billions in unspent funds
- 12/18 09:12 Prisoner swap pacts with other nations eyed after Veloso’s return
- 12/18 05:50 House OKs bill that lets foreigners lease land for 99 years
- 12/18 05:10 PhilHealth P500-B fund investment questioned
- 12/17 14:13 DTI revising regulations for vape products
- 12/17 12:25 AFP: Yearend WPS resupply, Noche Buena delivery missions successful
- 12/17 10:05 Peza expects approved investments to rise by 10% in 2025
- 12/17 09:56 Shadowy uranium trade reaches PH, raises fear of ‘dirty bomb’
- 12/17 05:45 COA: 4,000 dead seniors still on PhilHealth database
- 12/17 05:35 SC: Suspension of single, pregnant teacher illegal
- 12/16 18:23 Marcos on current state of PH: We’re quite stable amid political noise
- 12/16 05:33 Island Cove’s jobless: The other side of the Pogo ban
- 12/15 17:47 Dolly de Leon says a celeb’s craft deserves more focus than personal life
- 12/15 05:50 Senate bill forfeits illegal Pogo assets in favor of gov’t
- 12/15 05:25 DBM opens e-market for gov’t suppliers
- 12/15 02:03 Engineers build innovative roof manufacturing business
- 12/14 09:25 AI solar boat cleans 2.5 million liters of river water daily
- 12/14 08:40 AI agents will become brand ambassadors in 'Agentic Era' – study
- 12/14 05:55 House panel: Ex-president Duterte center of grand criminal enterprise
- 12/14 05:30 SMNI duo ordered to pay TV journalist P2M in damages
- 12/14 04:40 Negros Occidental declares state of calamity after Kanlaon blast
- 12/13 12:48 Harvard opens access to 1 million books for training AI models
- 12/13 12:21 Marcos aims to make PH military a 'world-class force'
- 12/13 11:39 Philippines deports 2,300 Pogo workers to China, other Asian countries
- 12/13 10:01 Gov’t eyes more diversified external financing before losing ODA perks
- 12/13 08:55 Teacher uses this trick to check students’ AI homework
- 12/13 05:30 Seized Pogo properties pose next gov’t challenge
- 12/13 02:32 It’s final: BCDA regains control of John Hay
- 12/12 22:14 2 more PH nature reserves tagged of ‘international importance’
- 12/12 10:59 VP Sara Duterte wrong in saying DOJ is ‘biased’ in probing her – exec
- 12/12 09:14 AI’s real impact on the global economy
- 12/12 05:48 Fisherfolk to SC: Void Manila Bay reclamation works
- 12/11 17:30 VP Sara Duterte considering hiring private security force
- 12/11 15:09 Local identity fraud cases surged 119% this year — study
- 12/11 14:24 DA bans poultry from The Netherlands
- 12/11 14:10 PDEA raises alarm over marijuana's growing popularity as holidays near
- 12/11 11:38 Marcos vows to make overseas work a choice, not a necessity
- 12/11 11:14 Readers more likely to distrust news from AI articles – study
- 12/11 07:32 Pogo phaseout in full swing; only 17 remain
- 12/11 05:55 Marcos rules out warship deployment in West Philippine Sea
- 12/11 02:04 World Bank trims PH growth outlook
- 12/10 15:34 China’s acts of war in West PH Sea accelerating ecological ruin
- 12/10 10:18 LTO vows stricter regulation of motorcycle taxis
- 12/10 05:50 Secret fund use hits P10B; OVP outspends 4 security agencies
- 12/10 05:45 Over 100 kilos of uranium seized in Pasay, CDO and Mandaue
- 12/10 04:40 Thousands evacuated as Mt. Kanlaon erupts anew
- 12/10 02:11 PH emerges as hot spot for RE investments
- 12/09 08:00 105 y.o. saved from stroke through advanced procedure in The Medical City
- 12/09 05:55 Chinese vessel hits BFAR ship with laser six times
- 12/09 05:50 Kalookan bishop, drug war critic is PH 10th cardinal
- 12/09 04:35 Eastern Samar has ‘fastest’ economic growth in Eastern Visayas
- 12/08 02:04 Demand for first-class seats rising among Filipino jetsetters
