Inflation, job security temper Filipinos’ optimism about 2026

Filipino consumers remain confident but wary of risks to their financial situations as they look to lenders to help them go through economic hazards.

Results from TransUnion’s Consumer Pulse Study covering the second quarter of 2025 showed that 73 percent of Filipinos expect their income to go up next year, although 44 percent said they may still struggle to settle their bills and loans in full.

Among respondents, 83 percent cited inflation, 59 percent pointed to job security, and 40 percent considered interest rates as their top concerns.

The credit reporting group surveyed 943 adult Filipinos from May 5 to May 23 for the quarterly study that examines shifting consumer attitudes and behaviors based on the dynamics of income, debt, and identity theft.

“While many expressed confidence toward their income prospects over the next year, their outlook is tempered by ongoing economic challenges such as inflation and job security,” TransUnion said.

“In response, consumers are actively adjusting their spending habits and seeking access to credit as they work toward greater financial resilience,” it added.

 

 

(2025/07/04-05:50)